Federal student loans offer flexible repayment plans, loan consolidation, forgiveness programs, and more. We can help you manage repayment and answer any questions you have along the way.

Learn about federal student loans, including Direct Subsidized and Unsubsidized Loans, PLUS loans, and Direct Consolidation Loans.

Direct Subsidized Loans and Direct Unsubsidized Loans are federal student loans offered by the U.S. Department of Education (ED) to help eligible students cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school.

Dec 27, 2024 · Government loans can help pay for education, housing, business, and more. Federal grants are for organizations. Learn the differences between grants and loans and how to apply.

Dec 2, 2024 · Use the Free Application for Federal Student Aid (FAFSA) to learn if you are eligible for grants, scholarships, work-study programs, and loans for college or career school.

Through Federal Student Aid (a performance-based organization), the U.S. Department of Education awards more than $120 billion a year in grants, work-study funds, and low-interest loans to approximately 13 million students.

Dec 22, 2024 · Federal student loans are, for many students, the best option for covering postsecondary education and related expenses. With fixed interest rates, clear grace periods …

Government loans can help pay for education, housing, business, and more. Federal grants are for organizations. Learn the differences between grants and loans and how to apply.

Jul 24, 2024 · Direct Subsidized Loans and Direct Unsubsidized Loans have annual loan limits that vary based on the student’s grade level and (for Direct Unsubsidized Loans) dependency status. The annual loan limits are the maximum amounts that a …

A federal student loan is money that you or your parents borrow from the government to pay for your education and repay later with interest. Interest is the cost of borrowing that money, paid in the form of a percentage of your total loan amount.