The Insurance Information Institute said Roy Beard's situation serves as a reminder to check the terms of your insurance policy. Tara Molina reports.

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Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

Use your mutes to silence two of the three strings. Play the note and check its pitch using a tuning app. Use the tuning hammer to make small turns. Turning clockwise tightens the string (raising the ...