28/36 rule: Housing expenses (including mortgage payments, utilities, HOA fees and homeowners insurance) should be no more ...

The U.S. Department of Housing and Urban Development (HUD) defines a low-income household as earning no more than 80% of the ...

The 28% rule is a common guideline when purchasing a home. This means your monthly mortgage payment—including principal, ...

It is possible to buy a house with no credit, though it's typically more difficult to get approval for a mortgage.

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.64%, according to the Mortgage Research Center. On a ...

Buying a multi-million dollar house in a relatively high interest-rate environment can really set one back financially.

If you were one of the more than 517,000 people who filed for personal bankruptcy in 2024, you might not feel too optimistic ...

"However, in practice, most cases of VA loans usually only involve two persons: one veteran and a spouse," says Alexei ...

A mortgage banker is an individual or financial institution that directly originates and funds mortgage loans, guiding ...

When a house is lost, so is much of the collateral on the mortgage. Here's how both lenders and homeowners can bounce back.

These are today's mortgage and refinance rates. Mortgage rates have been elevated thanks to stubborn inflation, and it's ...

Unexpected issues — from an appraisal gap to title disputes — can pop up during underwriting. Here’s what to do.