Solo coverage is called a single-life annuity. If you want to make it a spousal affair, you'll choose a joint-and-survivor annuity. As the name conveys, the benefit is for both of you and will ...

(To check current limits, go to the Pension Benefit Guaranty site and search for "maximum monthly guarantee tables ... It pays less than a single-life annuity because it is expected to pay ...

Insurance companies use actuarial tables to determine payouts ... common annuity terms that every investor should know. A single life annuity offers the highest monthly payout because the insurer ...

An annuity is a financial product designed ... Insurance companies use actuarial tables to determine payouts, and life expectancy is their top consideration. If you’re older when payments ...